GEMMIS helps clients create long-term value for all stakeholders. Enabled by data and technology, our services and solutions provide trust through assurance and help clients transform, grow and operate.
Modern insurance requires accurate forecasting and dynamic adaptation to changing market conditions. We leverage advanced AI and data analytics to develop intelligent models for risk assessment, pricing, and geopolitical risk integration. Our solutions help insurance companies manage uncertainty and enhance profitability.
Using AI-powered predictive analytics, we refine pricing algorithms for insurance products, allowing insurers to adjust premium rates and claims probabilities dynamically. By leveraging real-time data and AI-driven simulations, our models improve underwriting precision and optimise premiums based on customer behavior patterns.
Beyond determining the optimal price for a product, we also assist in identifying the most suitable product for each client and the best way to present it, ensuring a personalized and effective offering strategy.
Gemmis has expertise in embering geopolitical and macroeconomic risk factors into existing actuarial frameworks, ensuring that emerging threats like trade disruptions, political instability, and cross-border conflicts are properly accounted for in underwriting strategies. This allows insurers to adjust pricing dynamically and mitigate exposure to volatile regions.
We develop advanced risk models to help insurers assess catastrophic events, political instability, and economic downturns. Our models integrate historical loss data, real-time geopolitical indicators, and machine learning algorithms to improve risk pricing and claims forecasting.